YOUR ROLE

•   Regulation with impact: You will monitor and assess requirements arising from EU AML/AMLR, AMLD6, AMLA, the German Anti-Money Laundering Act (GwG), as well as relevant       BaFin, FATF and sanctions requirements, and derive specific impacts on the business model, products, processes, controls and organisation.
•  End-to-end processes: You will analyse, model and optimise KYC/AML processes across the customer lifecycle — particularly onboarding, CDD/EDD, UBO identification, PEP and sanctions screening, transaction monitoring, suspicious activity reports, reviews and offboarding.
•    Business requirements: You will translate regulatory and business requirements into business concepts, epics, user stories, acceptance criteria, rule sets, data requirements and business test cases — clearly, transparently and in a way that IT teams can implement.
•    Impact on products and systems: You will examine which adjustments are required in core banking systems, KYC/onboarding solutions, CRM and process platforms, screening and monitoring systems, case management, regulatory reporting, DWH/data lake environments, and archive and document-management-system solutions.
•   Data and interfaces: You will perform data-point mappings and quality analyses, identify gaps and silos, describe data flows and interfaces, and develop requirements for data models, master data, entity resolution, audit trails and reporting.
•    Process and control framework: You will design roles, responsibilities and handovers across the first, second and third lines of defense, as well as quality gates, deadline management, the four-eyes principle and evidence documentation.
•   Project delivery: You will facilitate workshops, structure work packages, coordinate stakeholders from business units, compliance, legal, operations, data and IT, and support implementation through testing, business sign-off, rollout and stabilization.
•    Communication and consulting: You will prepare complex topics in a way that is tailored to the audience, develop decision papers and present recommendations for action to business and management stakeholders as well as in project and governance committees.
•    Innovation with sound judgement: You will assess the appropriate use of automation and AI — for example for document processing, classification, matching, UBO/relationship analysis or RAG — while considering data quality, traceability, explainability, data protection and human-in-the-loop approaches.
•  Senior responsibility: As a Senior, you will also lead sub-projects or workstreams, steer the team’s business work and actively advance our topics, methods and client relationships.

YOUR PROFILE

• Education: You have completed a degree in business informatics, business administration, business law, law or a comparable discipline — ideally with a focus on banking, compliance or financial services.
•    Professional experience: You have several years of experience as a Business Analyst, Requirements Engineer, Product Owner, Consultant or in a comparable role in banking or financial services.
•    KYC/AML/AFC expertise: You have sound knowledge of CDD/KYC, EDD, beneficial owners and control structures, risk-based approaches, PEP/sanctions screening, transaction monitoring and suspicious activity reporting processes.
•    Regulatory understanding: You are familiar with the key requirements of the EU AML package, particularly AMLR, AMLD6 and AMLA, and can clearly explain their implications for German banks, processes and systems.
•    Comprehensive banking expertise: You understand how regulatory requirements affect customer and product areas such as accounts, payments, lending, securities, trade finance and, where applicable, crypto — and how they are translated into the operational organization.
•   Business and technical competence: You can communicate confidently with IT architects and developers and have a sound understanding of application systems, data models, APIs, interfaces, integration patterns, DWH/data lake environments, testing and business sign-off.
•    Methods: You are proficient in common business and requirements analysis methods as well as process modelling, for example BPMN, user stories, use cases, workshops and Jira/Confluence. Knowledge of SQL or comparable analytical tools is an advantage.
•    Working style: You work analytically, in a structured, precise and solution-oriented manner. Even in complex situations where interests differ, you keep sight of the key impacts and next steps.
•    Communication: You stand out through a confident manner, excellent German and good English skills, and the ability to communicate clearly between business, regulation and IT.
•   Consulting mindset: You take responsibility, facilitate confidently, enjoy interdisciplinary collaboration and sharing knowledge, and support clients through sustainable change.